Best Money Market Account Rates Today
Money market accounts combine high interest rates (up to 4.10% APY) with check-writing and debit card access. All FDIC insured.
Money Market vs HYSA
Money market accounts often offer higher rates than traditional savings, with added flexibility of check writing. HYSAs may offer slightly higher APYs with fewer withdrawal restrictions. Both are FDIC insured.
Min Deposit:
| 排名 | 银行 | 产品 | APY | 最低存款 | 无费用 | FDIC保险 | |
|---|---|---|---|---|---|---|---|
| #1 | Money Market | 4.10% | $0 | ✓ | FDIC Insured | 开户 | |
| #2 | Money Market | 4.05% | $1 | ✓ | FDIC Insured | 开户 | |
| #3 | Money Market | 4.00% | $100 | ✓ | FDIC Insured | 开户 | |
| #4 | Money Market | 3.95% | $0 | ✓ | FDIC Insured | 开户 | |
| #5 | Money Market | 3.95% | $0 | ✓ | FDIC Insured | 开户 | |
| #6 | Money Market | 3.90% | $100 | ✓ | FDIC Insured | 开户 | |
| #7 | Money Market | 3.85% | $0 | ✓ | FDIC Insured | 开户 | |
| #8 | Money Market | 3.85% | $0 | ✓ | FDIC Insured | 开户 | |
| #9 | Money Market | 3.80% | $0 | ✓ | FDIC Insured | 开户 | |
| #10 | Money Market | 3.75% | $0 | ✓ | FDIC Insured | 开户 | |
| #11 | Money Market | 3.70% | $0 | ✓ | FDIC Insured | 开户 | |
| #12 | Money Market | 3.65% | $0 | ✓ | FDIC Insured | 开户 | |
| #13 | Money Market | 3.60% | $1,500 | ✓ | FDIC Insured | 开户 | |
| #14 | Money Market | 3.55% | $0 | ✓ | FDIC Insured | 开户 | |
| #15 | Money Market | 3.45% | $0 | ✓ | FDIC Insured | 开户 |
#1
UFB Direct
4.10%FDIC InsuredNo Fee
开户#2
Western Alliance Bank
4.05%FDIC InsuredNo Fee
开户#3
Quontic Bank
4.00%FDIC InsuredNo Fee
开户#4
Synchrony Bank
3.95%FDIC InsuredNo Fee
开户#5
TAB Bank
3.95%FDIC InsuredNo Fee
开户#6
CIT Bank
3.90%FDIC InsuredNo Fee
开户#7
SoFi Bank
3.85%FDIC InsuredNo Fee
开户#8
Sallie Mae Bank
3.85%FDIC InsuredNo Fee
开户#9
LendingClub Bank
3.80%FDIC InsuredNo Fee
开户#10
Marcus by Goldman Sachs
3.75%FDIC InsuredNo Fee
开户#11
Ally Bank
3.70%FDIC InsuredNo Fee
开户#12
Barclays Online
3.65%FDIC InsuredNo Fee
开户#13
EverBank
3.60%FDIC InsuredNo Fee
开户#14
Discover Bank
3.55%FDIC InsuredNo Fee
开户#15
Capital One 360
3.45%FDIC InsuredNo Fee
开户