Best High-Yield Savings Account Rates Today

Compare HYSA rates from top FDIC-insured banks. Earn up to 4.25% APY — no minimum balance required at many banks.

What is a High-Yield Savings Account?

A High-Yield Savings Account (HYSA) earns significantly more interest than traditional savings accounts. Online banks offer HYSAs with APYs 10x the national average (0.46%), helping your money grow faster with zero risk. All accounts listed are FDIC-insured up to $250,000.

仅限无费用账户

Min Deposit:

排名	银行	产品	APY	最低存款	无费用	FDIC保险
#1	UFB Direct	High-Yield Savings	4.25%	$0	✓	FDIC Insured	开户
#2	Bask Bank	High-Yield Savings	4.20%	$0	✓	FDIC Insured	开户
#3	Western Alliance Bank	High-Yield Savings	4.15%	$1	✓	FDIC Insured	开户
#4	Vio Bank	High-Yield Savings	4.10%	$100	✓	FDIC Insured	开户
#5	Bread Savings	High-Yield Savings	4.05%	$1,500	✓	FDIC Insured	开户
#6	TAB Bank	High-Yield Savings	4.05%	$0	✓	FDIC Insured	开户
#7	CIT Bank	High-Yield Savings	4.00%	$100	✓	FDIC Insured	开户
#8	Sallie Mae Bank	High-Yield Savings	3.95%	$0	✓	FDIC Insured	开户
#9	Popular Direct	High-Yield Savings	3.95%	$100	✓	FDIC Insured	开户
#10	LendingClub Bank	High-Yield Savings	3.90%	$0	✓	FDIC Insured	开户
#11	Quontic Bank	High-Yield Savings	3.90%	$100	✓	FDIC Insured	开户
#12	Synchrony Bank	High-Yield Savings	3.85%	$0	✓	FDIC Insured	开户
#13	Marcus by Goldman Sachs	High-Yield Savings	3.80%	$0	✓	FDIC Insured	开户
#14	SoFi Bank	High-Yield Savings	3.80%	$0	✓	FDIC Insured	开户
#15	Barclays Online	High-Yield Savings	3.75%	$0	✓	FDIC Insured	开户
#16	Ally Bank	High-Yield Savings	3.70%	$0	✓	FDIC Insured	开户
#17	EverBank	High-Yield Savings	3.70%	$1,500	✓	FDIC Insured	开户
#18	American Express National Bank	High-Yield Savings	3.65%	$0	✓	FDIC Insured	开户
#19	Discover Bank	High-Yield Savings	3.60%	$0	✓	FDIC Insured	开户
#20	Capital One 360	High-Yield Savings	3.50%	$0	✓	FDIC Insured	开户